what information is on my credit report free credit report sample experian credit reporting bureau where do you go to get your free credit report consumer credit report federal reserve bank credit reports 3 companies consumer reports best credit report service how to clear your credit report for free detailed credit report free credit report com lyrics new phone request free credit report from equifax long does judgement stay my credit report credit report 1 time fee credit report tenant free does checking my report lower my score hurt your credit does chase bank report credit bureau free yearly credit report score request my free credit report all 3 agencies free credit report with itin purchase 1 time credit report experian credit report monitoring access my credit report obtain your free yearly credit report consumers how many points do collection items affect credit report free online credit report government buying car credit report credit report delinquency date get free credit report all bureaus equifax late payment removed from credit report the fair credit reporting act was created to protect review free credit report companies credit rating reports canada free trial credit report equifax how do i add a note to my credit report how do your get a totally free credit report govt required free report credit history where can you get all three credit reports for free best way to pull credit report student loan errors credit report credit check report online credit reporting bill 2012 experian free credit report form annualcreditreport remedies violations fair credit reporting act fcra dispute experian credit report by mail new york state tax lien credit report free detailed credit report no credit card credit report clean up after bankruptcy credit report does not show employment history contest credit report get rid collection accounts credit report long does closed credit card stay credit report free credit report class action lawsuit should get credit report all three companies experian credit report derogatory public record or collection filed best credit report monitoring companies free annual credit report transunion how to obtain my free annual credit report get all three credit scores reports all 3 credit reports fico score clark howard how to freeze credit report free credit report canada really free common credit report errors new guy free credit report commercials letter to credit bureau to request copy of credit report reporting all 3 credit bureaus get free credit report and scores consumer credit score climate report get your free credit reports transunion free credit report application 3 credit report monitoring how to correct my credit report request obtain credit history report which credit report sites are actually free dun & bradstreet business credit reports equifax business credit report sample what is considered a good credit report california free credit report website fair credit reporting act florida how can i get my business credit report credit report free 30 day trial how can i get a free credit report in canada online credit reports credit report companies reviews top 3 credit report sites agencies will getting my credit report hurt my credit info free credit report fcr comca red flag credit report removing a tax lien on credit report credit check reports free equifax consumer credit report update form complete credit reports and scores free 6 credit bureau reporting agencies 3 companies for credit report federal reserve annual free credit report report credit card company bad practices free credit report.com corporate office what are the free credit report sites fifth third bank free credit report credit reporting information credit bureau reports different address on file long does take eviction show your credit report official website for free credit report how long does a debt management plan stay on your credit report free credit report online without using a credit card equifax summary of rights under the fair credit reporting act remove negative credit report fix my credit report fast annual credit report transunion experian equifax which is the best credit report service how to report renters to credit bureau how do i fix charge-offs on my credit report how can i get my credit report clean up medical bill credit report most reputable credit reporting agencies free credit report business database experian get 1 free credit report per year requesting free annual credit report instant tri merge credit report online credit report disputing guy sings free credit report commercials annual credit report service po box order credit reports all three free financial report because denied credit equifax 3 bureau credit report and scores annual credit report service atlanta ga can you check your credit report freeware how to check credit reports for free credit report tenant services get bankruptcy off your credit report after 7 years how do you get a copy of your credit report will checking credit report lower score fair credit reporting agency avoiding scams check congress fair credit reporting act dispute process credit report definition of terms credit report landlord canada free canada credit report equifax addresses of three major credit reporting agencies does credit report show checking account getting all 3 credit reports free does american express business card report to credit bureaus get free instant credit report experian corporation free credit report request free credit report mail canada three one credit report what are inquiries on credit report get your credit report ontario us gov t free credit report bureaus list reasons dispute credit report free credit report us government information how to see my credit report online for free letter to have judgement removed from credit report transunion free credit report yearly top credit reporting bureaus may credit report 3 1 free 3 1 credit report cheap how to obtain all 3 credit reports in one contesting credit report entry experian credit report dispute results consumer reports credit cards for students can get totally free credit report bureau lexisnexis fair credit reporting act when does discover report to credit agencies credit reporting services how do i add employment to my credit report all 3 free credit report score pay off credit report collections are you entitled to one free credit report per year equifax credit reports free credit agricole annual report 2008 federal government annual free credit report how do i pull a credit report on a tenant cancel free credit report account online maryland law credit report how can i get a free credit report free credit report from transunion when denied credit how dog i report a delinquent account to a credit reporting agency free annual credit report address free credit report now three credit reports agency quizzles credit report llc free credit report 3 in 1 credit scores 3 largest credit reporting agencies free equifax credit report by mail does bank of america give free credit reports credit report tenants landlord what are the 3 credit reporting bureaus credit score reports for free how long does it take to run a credit report official site get annual free report credit history how long credit report information report bad credit tenant credit bureau cleaning up credit report after divorce examples bad credit report correcting a credit report problem fix bad credit report australia how to get annual credit report for free irs free annual credit report free annual credit report federal law copy change personal information credit report does public record mean credit report dispute tax lien your credit report equifax free yearly credit report credit report equifax uk tri merge credit report fico scores how to fix a mistake on my credit report what is the best credit reporting company credit reporting code of conduct nsw best way get credit report online get your credit report and score for free where to get your credit report free credit report best site to use report court judgment credit bureau my credit reports different all three free help with credit report how to read your credit report score canadian credit report usa if a debt is not on my credit report do i have to pay it nc free credit annual credit report free annual credit report no credit card needed equifax consumer credit report canada free credit report commercial who does the fair credit reporting act protect free credit reports and scores from 3 bureau can get credit report tenant how long does negative information stay on your credit report fair credit reporting act credit reporting agency remove consumer statement credit report who are they top 3 credit reporting agencies how to remove negative items from credit report 2010 sample trimerge credit report free credit yearly credit report free government site for credit report get my fico score credit report national credit reporting association conference equifax free online credit report consumer report credit card rewards yearly free credit report with score how long does it take to repair your credit report getting my credit report online annual report credit report how to dispute item on equifax credit report secured credit card reporting credit report dispute equifax can someone pull my credit report without my authorization michigan free credit report copy my credit report online credit report online reviews remove dismissed bankruptcy on credit report check tenants credit report canada how many times can you check your credit report for free remove collections your credit report after 7 years how long does inquiries stay on credit report define credit report score credit report transunion denied credit dave ramsey credit report dispute has access credit report how to get bankruptcy off credit report after 7 years equifax corporate credit reports credit report collection removal free credit report login page paid collections credit report long is there a free credit report that is really free how do i put a judgment on someone;s credit report federal law free credit report once year credit report 1 time meaning of kd on credit report what is a civil claim judgement on my credit report what happened to the old free credit report guys does disputing items your credit report lower your score clean up credit report services free copy of credit report online government free credit report and score 3 credit report addresses how do i update information on my credit report can insurance companies use your credit report list credit reporting agencies all three experian credit report free state federal government credit report site long does history stay credit report can collection agency remove entry credit report credit report errors pirg annual credit report request forms reporting credit card complaints credit reporting act alberta true credit report .com annual credit report government site how to read credit report codes experian name 3 credit report agencies credit report laws michigan much do free credit report guys make wipe your credit report clean request annual credit report form can you dispute inquiries your credit report us government official credit report example letter requesting credit report read credit report credco best reporting website free credit score how to obtain a credit report for a minor identity protection credit report remove negative information my credit report credit report says i;m deceased best way to get credit reports free experian credit report business equifax online credit report dispute repair credit report errors names of 3 major credit reporting agencies free credit report no card details needed landlord credit reports online block credit report access how to get collection agency to remove item from credit report order credit report with credit score how long does it take to get late payments off credit report where to get your credit free annual report online view print free credit report experion credit report experian fcra credit report consumer report credit card compare 3 credit report with score show example credit report get copy your credit report australia free credit report usaa experian what to pay first on credit report free credit report band songs free credit report transunion without credit card loan reporting credit bureau small businesses can you dispute a hard inquiry on your credit report paying off collections on credit report report credit risk management banks how do i dispute a credit report error experian canada credit report checking your credit report free get yours cannot find my credit report free credit report now free only true free credit report medicare credit balance report - provider instructions form cms-838 what is the website to get a free credit report examples sources credit report obtain my business credit report debit card companies report all 3 credit bureaus read credit report codes order free credit report commercials can i get free credit report federally mandated free credit report program checking credit report for child federal summary your rights under fair credit reporting act how can i get my credit report without paying order your credit report phone cal coast credit report when do credit cards reported to bureaus how often credit reports online canada removal derogatory credit credit report cal coast credit report form free credit report full account numbers denied loan because credit report get your credit report for free one free credit report annual obtain free credit report government sample dispute letter for credit report federal law free annual credit report official free credit reports experian what does a statutory credit report contain texas credit reporting laws get free 3 bureau report credit score obtain credit report free online judgement removed from credit report credit report review site 1 year free credit report report merchant credit card fees credit report attorney can items removed credit report active duty military alert credit report remove civil judgment credit report credit report check online annual credit report ftc remove 30 days past due credit report collection on credit report paid explanatory notes to customer credit reports get my credit report all 3 what does collection charge off mean in a credit report 3 major bureaus credit report experian address for credit reports free credit report transunion south africa here report stolen credit card discover how long do credit card charge-offs stay on credit report 3 bureau credit report phone numbers fico score and credit cards for all 3 credit reports best credit report best credit report provider how to get free once a year credit report does good credit report mean good credit score federal law free report credit score credit reporting resource guide consumer data industry association charge off account your credit report is it safe to use annual credit report collections credit report remove 3 major credit reporting services credit report order free detailed credit report free best free credit report service federal free credit report act view your credit report freeware once year how many free credit reports do you get a year credit report clean up business credit report repair credit report remove inquiries to dispute information on your transunion credit report how to unfreeze credit report consumer credit report free long do charge offs stay your credit report free credit card report canada order free credit report experian lawyers fix credit reports get my free annual report online personal solutions credit how to cancel credit report from transunion running credit reports for tenants request credit report letter samples credit report 1 dollar major credit report bureau disputing transunion credit report online get charge offs removed credit report request free copy transunion credit report free credit report business database free annual government credit report website letter to dispute item on credit report government what ismandated free credit report score best tenant credit report service myfree credit report.com free credit report websites reviews other guys free credit report commercials how to dispute credit report online transunion receive my yearly free credit report how how do i know if i get my credit report in canada for free credit report alert identity theft obtain free credit report federal government transunion canada free credit report how to dispute incorrect items on your credit report should get report all three companies free annual credit get credit report tenant canada find credit report free free credit report usa gov scores reading trans union credit reports free credit reports without credit card canada free annual credit report all three bureaus experian can you get rid hard inquiries credit report prepaid credit cards that report to all three agencies how much is a credit report fee federal free credit report govenor dot fair credit reporting act disclosure statement get free credit report us the only truly free credit report ftc best place to get my credit report how to remove a late payment from your credit report long does settled debt stay credit report often credit report gets updated my credit report all 3 agencies dispute credit report error canada how long do previous addresses stay on credit report three credit bureau credit report fair credit reporting act background check authorization good reasons to dispute credit report how to correct personal information on credit report best 3 in one credit report ftc free credit report new disclosure credit monitoring services reviews consumer reports how to get rid of negative information on credit report ones a year free credit report how to cancel free credit report account credit bureau report with credit score how long does it take to remove collections from credit report free credit report.com phone number remove charge off accounts your credit report free letters to credit reporting agencies create new credit report free yearly credit report 2012 experian how long does it take to remove negative items from credit report repair your credit report quickly requesting credit report legit free credit report sites obtaining credit reports tenants how can i check my credit report online for free report lost chase credit card free report transunion itc credit checks how to get a free copy of your credit report companies ftc credit reporting rules credit report uk companies commercial credit reporting agency credit reports government approved how do i get a free credit report without a credit card free credit card report online reading credit report information free credit report commercial car driving do you need credit report rent free credit report without fee how much is experian credit report free canadian credit report review toll free number for equifax credit report credit report contact phone numbers can you view your credit report freeware credit report form rental property
Share this page on facebook
Board says yes to 4-K classes PDF Print E-mail
Community
Written by STEVE OSTERMANN   
Thursday, 12 December 2013 21:00

Starting next fall, Grafton elementary schools will offer program officials say will provide long-term educational, financial benefits

The Grafton School District will offer a kindergarten program for 4-year-old students for the first time next fall.

Concurring with a recommendation from district administrators, the School Board on Monday agreed to establish an in-house 4-K program, which officials said will provide long-term educational and financial benefits.

“I can tell you that in my years as a superintendent, this is the strongest recommendation I have made,” Supt. Mel Lightner told the board during a 90-minute presentation on the 4-K proposal attended by several dozen residents.

“This isn’t about the money. It’s all about our children, especially those not currently being served by this community.”

More than 90% of Wisconsin’s 424 school districts currently offer 4-K programs, including Port Washington-Saukville, Northern Ozaukee and Cedar Grove-Belgium locally. Although Grafton has explored 4-K options in the past, including in a 2009 study by the Elementary Schools Task Force, earlier proposals were tabled due to cost concerns.

The plan approved Monday calls for 4-K classrooms to be established in each of the district’s three elementary schools. Each school — Woodview, Kennedy and Grafton Elementary — will have a morning and afternoon session, with students attending for 2 hours, 45 minutes daily.

An administrative team that gave the presentation said 4-K curriculum will allow children to develop skills in language, reading, writing and math and receive self-help, social and emotional preparation needed in kindergarten and later grades.

Officials said they aren’t sure how many families will enroll children in 4-K classes, a factor that will determine the financial impact of the program. Kristin Kollath, the district’s director of business services, estimated the district will pay $307,073 in the first year to cover the cost of three full-time teachers, three aides, busing, classroom supplies and other expenses.

If the district has 100 4-K students, it would receive $76,681 in revenue from the program, Kollath said. The revenue would be $55,329 with 90 students and $33,978 with 80 students, she estimated.

However, with additional state aid due to increased enrollment, the  district would receive significantly more in annual revenue starting with the second year, Kollath said. Those totals were estimated at $321,776 with 100 students, $279,073 with 90 students and $236,369 with 80 students.

By the third year, the district’s 4-K revenue after expenses would range from $212,826 for 80 students to $340,937 for 100 students, Kollath said.

Each 4-K student would count as a 0.6 full-time equivalent in enrollment figures.

“Many districts started 4-K programs because it’s a revenue enhancer,” Lightner said. “But that’s an unintended consequence. It’s not my reason.

“I think you start it because you help students.”

Lightner recommended the district use its fund balance to cover the first-year shortfall. “This is perfect for fund balance because it’s for something that will enhance the quality of education in our district,” he told the board.

Participation in the program would be voluntary, but local families unable to afford to send their children to 4-K programs at private facilities or parochial schools will now have another option, officials noted.

Michelle Garven, director of learning services, said studies have shown that preschool education can have significant impact on children’s early learning and long-term benefits. The latter, she said, include 4-K students being 80% more likely to attend college, 50% less likely to need special education and 70% less likely to be arrested for a violent crime.

Included in the presentation were statements from Grafton kindergarten teachers who support 4-K classes because they have seen significant differences between students with and without 4-K experience. Several teachers cited gaps between students in social, emotional and academic skills.

In exploring 4-K options, district officials said they considered partnering with a community child-care facility or parochial school. In Grafton, St. Paul Lutheran and St. Joseph Catholic schools have 4-K programs currently attended by about 110 students.

However, Lightner said district administrators agreed the best option is an in-house program that will introduce 4-K students to a public-school setting and give the district a chance to integrate some students in early-childhood programs into 4-K classes.

“We still get a number of students who are lacking academic, social and emotional skills,” Grafton Elementary School Principal Jeff Martyka said.

“A 4-K program really gets them ready for a 5-K program.”

Woodview Elementary School Principal Nathan Joynt said the district has adequate space to add 4-K classes to each buildings. Moving existing classes to other rooms would allow 4-K students to be near the main office or existing 5-K rooms, he said.

Under the district’s transportation policy, 4-K students are eligible for bus service. Lightner said students who attend a morning session will be transported to and from their homes or day-care sites in their attendance areas, and afternoon 4-K students will have special bus routes.

The 4-K proposal drew strong support from several residents who spoke following the presentation.

“I’m fully behind having 4-K,” said Dave Scherzer, who urged the board to keep the program adequately funded.

“Make sure to look in detail at what the teachers need at the start. Don’t wing it,” Scherzer said.

Julia McNally, president of the Grafton Education Foundation, said her group formally endorsed the district’s 4-K plan.

“It’s in line with our mission,” she told the board.

Janet Fussell, who owns preschools in Mequon and Grafton, asked the board to consider partnering with her programs rather than establishing district-based classes. Fussell said the district could save money on staff and transportation costs while still having state-certified staff and quality instruction.

Lightner said district administrators considered community-based options but prefer in-house classes.

“We think this is a more viable option, with teachers that our principals can be in touch with every day,” he said.

Board members also voiced support for the program, approving it on a 6-0 vote Monday rather than delaying a decision. Michael Holloway abstained from the vote, saying he wanted more time for residents’ input.

“I went out and got input from a lot of community residents,” board member Carrie Wall said. “I’ve seen students struggle who don’t have the 4-K experience.”

Board member Clayton Riddle said he was convinced about the value of 4-K programs, even if the long-term benefits are debatable.

“I’m in favor of it. It does help make students better in first and second grade,” Riddle said.

Lightner said finalizing 4-K busing options will be a high priority in the next few weeks, especially because the district is revising its elementary attendance areas.

The board on Monday approved a second reading of a new policy that calls for areas to be designated based on the number of students in each school, cost and time efficiency of bus routes, neighborhood cohesiveness and proximity to schools.

The district currently spends $37,000 to bus students to other schools because there isn’t room for them at Grafton Elementary School. Inefficiencies in bus routes are also requiring some students to spent more than one hour on rides to and from school, officials said.

Lightner said he wants to resolve transportation problems as soon as possible. Registration for 4-K classes is expected to begin in late January or early February, he said.



Comments (0)Add Comment

Write comment
You must be logged in to post a comment. Please register if you do not have an account yet.

busy
 
advertisement
Banner
Banner