long does take repair credit report transunion credit report free canada ftc free credit report rule credit reporting company use remedies violations fair credit reporting act best credit cards 2012 consumer reports free credit report trial 30 days get my free annual report online personal solutions credit how to cancel credit report account credit reports done federal government 3 one credit report score annual credit report for a business credit report does american express use cw credit report america can collection agency delete credit report how do i fix my credit report score nationwide consumer credit reporting companies best credit report law florida how can i get my credit report without paying remove charge off accounts your credit report credit alert interactive verification reporting system annual free credit report website government how many free credit reports do you get each year free credit report commercial car lyrics common credit report errors access your free credit report how do i get my free government credit report should dispute credit report online mail can remove hard inquiries credit report free credit score and report no credit card needed experian california consumer credit reporting agencies act ( ccraa ) us consumer credit report free business report online credit scores i want to get a free credit report what happens when you dispute a item on your credit report miller credit reporting systems around the globe why can;t i get my credit report for free equifax credit report status codes how to dispute credit report online experian how to repair my credit report myself credit reporting bill 2012 website free government credit reports free credit report no debit card how to clean your credit report fast us federal government credit report access get free credit report michigan get free 3 bureau report annual credit where can i get a credit report absolutely free one time credit scores report how to contest your credit report how to get late payments taken off credit report annual credit card report free credit report no credit card info number required annual credit report no record found experian credit report customer services reliable credit report companies credit report.com commercial lyrics obtaining a free report in canada credit rating usaa free credit report free credit report pirate song mp3 3 credit report with scores how to get free annual credit report online consumers credit report american companies cic credit report major canadian credit reporting agencies checking my credit report for free credit report without signing up anything can i still access my credit report even though there is a freeze call equifax for free credit report craigslist job asking credit report transunion free credit report request free credit reports without credit card uk three credit reporting agency phone numbers credit report and monitoring how long credit report bankruptcy call credit bureau to report identity theft credit report quizzle where can you get your annual credit report free annual credit report official website commission all three credit reports in one have been denied rebate do get my free credit report experian credit report statutory report where to get free credit report get copy credit report if denied credit can banks remove late payments from credit report free credit reports fico scores how do you get a totally free credit report free credit report all 3 agencies how do you get your free credit report each year example of credit report after bankruptcy what is the real free annual credit report sample credit report dispute letters how can i dispute a collection on my credit report wells fargo free credit report offer checking your credit report lowers score experian credit report.com band check my credit report for free online credit history report online official government free annual credit report consumers credit report dispute experian irs credit report freeware best way get free credit report score seven rules to improve your cibil credit information report consumer reports credit score report where do i get free credit report score 3 score credit report free government agency credit report get totally report free credit score landlords reporting to credit agencies consumer alert on credit report view equifax credit report free credit report online personal information credit report wrong can i get a free credit report without a credit card obtain free credit report ontario get free online credit report + canada entitled to one free credit report a year long does payment history stay your credit report credit reports transunion experian equifax credit report business gov annual free other guys free credit report com commercial including how to get all three credit reports and scores for free my credit reports different all three checking your own credit report will not lower your score how to place security freeze on credit report reputable credit report website does at&t report to credit free credit report ads dollar contact credit bureau credit report what are the names and addresses of the three credit reporting agencies government sponsored free annual report credit score credit card fraud report 3 bureau credit report and credit score closed credit card still on credit report need get free credit report the free credit report songs get free equifax credit report canada free credit report commercial songs reporting credit card company abuse how to get a free copy of your credit report companies free annual credit report iowa dispute collections on credit report fdic credit report how do i place a freeze on my credit report consumer how do i freeze my credit report prevent theft how to dispute credit report with experian cibil credit report credit report rental agreement remove negative closed accounts credit report credit report rental apartment best business credit reporting service check business credit report freeware clean credit report services miami how to order a free annual credit report annual reports credit score copies my credit reports what does it mean when you have a charge off on your credit report contact all credit reporting agencies experian state new jersey free credit report free credit report gov canada how to get a free credit report transunion credit report if denied credit bank of america credit reporting errors how long does collections stay on your credit report how can i report to the credit bureau is it safe to use annual credit report totally free credit reports online remove bankruptcy credit report after 10 years federal government website free credit report gov does canada revenue agency report credit bureau hst telephone number for experian credit report report debt to credit bureau how do you get a free credit report if i was denied credit how to get your free credit report from transunion annual credit report online managing free credit report indiana 100 free credit report no credit card required sample letter for dispute on credit report cards report all 3 bureaus major credit remove civil judgment credit report best credit report monitoring service consumer report true credit report contact info credit report website actually free how do u get your free credit report yearly checking your child s report credit rating free annual credit report government council is annual credit report a safe website how to report unpaid debt to credit agency credit report on tenant equifax consumer credit score climate report which is the actual free credit report how to run a credit report on a potential renter dispute debt my transunion credit report debt statute limitations remove credit report contest credit report letter does chexsystems appear credit report free credit rating reports equifax cancel credit report address for experian to dispute credit report credit report and bankruptcy discharge report stolen credit card discover credit bureau of canada report free credit report canada no creditcard needed find credit report free removing inquiries from credit report letters consumer reports free annual credit report credit report companies reviews personal credit reports experian uk get free annual credit report fair credit reporting act form authorization connection transunion credit report free annual have been denied credit do get my free credit report transunion credit reports for landlords federal trade commision annual credit report consumer my credit report all 3 agencies free copy of credit report from experian remove security freeze credit report free credit report.org get free credit report all bureaus free credit report no credit card info tools get free copy your credit report canada checking federal trade commission access free credit reports do secured credit card report to credit bureaus getting my credit report and score for free collections credit report remove 1000 free credit report no credit card needed how to check credit report for a minor credit report companies phone numbers credit report ratings canada free credit report from experian and transunion ftc how to dispute credit report errors how to lift security freeze on credit reports free yearly credit report from government free combined credit report when do credit card companies report balances to credit bureaus can you get free credit report your bank information someone credit reporting agency federally mandated free credit report program best way dispute transunion credit report free government credit report .gov transunion free credit report by mail free credit reports government site get bad borrowing history removed your credit report canada free credit report by phone canada free credit report through federal government certified credit report fcra notice three big credit reporting agencies us credit report landlord canada 3 major credit reporting services what is a credit report reference number reading trans union credit reports free yearly report 2013 check your credit score getting all 3 credit reports free full credit report equifax which is the best free credit report site what to dispute on credit report free credit reports monitoring free credit report online without a credit card canada credit report monitoring service review obtain your credit report mail credit report cheap consumer credit report rights when will negative items drop off from my credit report how long can negative information stay on my credit report government credit report score free can i dispute everything on my credit report credit report ratings check all 3 credit scores reports help fixing credit report consumer reports credit cards 2012 credit report format 3 bureau free credit report where do you get annual free credit report free credit report websites reviews elan financial my credit report pre employment credit report monitor credit reports all three how to remove a small claims judgement from your credit report landlord checking credit report consumer report credit score law credit reporting agencies monthly credit reports updated read my experian credit report pay off credit report collections can collection agency remove entry credit report how to get my credit report for free fico score credit reporting agency credit report remove inquiries often do credit reporting agencies update information how long does a hard inquiry stay on my credit report credit report government approved commercial credit reporting agencies canada consumer reports free credit check who actually sings the free credit report songs obtain my free credit report canada get credit report without signing up service credit report.com commercial stan experian free report south africa credit history credit report card review free credit reporting agencies information do you need get credit report order my free yearly credit report checking credit report for child free credit report band they real chase authorization to obtain consumer credit report form why are there three credit reporting agencies contest credit report information removing hard inquiries from your credit report how do i report a renter to the credit bureau secured credit card reports 3 credit bureaus get credit report without credit card canada reports credit scores phone numbers all credit reporting agencies bankruptcy texas credit report credit reports companies where can you get a free credit report without paying many years does bankruptcy stay your credit report experian credit report search phone number dispute equifax credit report how to remove negative items from credit report for free long does take eviction show up credit report bank of america credit report lawsuit remove account dispute credit report how to dispute credit report letter example run credit report on tenant us debt canadian credit report get your credit report instantly read credit reports experian transunion credit report for business read credit report history all credit reporting done federal government bureaus credit card reviews consumer reports 2010 free credit report by law once a year is annual credit report website safe to dispute credit report equifax free credit report usa experian get free transunion credit report online equifax fair credit reporting act summary of rights cic credit reporting agency how to obtain a credit score and report for free dispute credit report sample letter free credit report with score without credit card what is a consumer credit report can i get a free credit report from my bank how much does it cost to get your credit report free instant credit report need credit report without credit card credit bureau report with credit score tenant credit report search do negative items fall off your credit report free credit score and report from 3 bureaus credit score and report monitoring check your credit report australia info free credit report fcr capital one credit reporting practices credit report agencies telephone numbers dispute credit report identity theft how long will a debt collection stay on my credit report consent to pull credit report form how to get a collections account off your credit report definition credit report denied credit report free sample cibil credit information report how to get medical collections removed from credit report transunion denied credit report free summary of my rights under the fair credit reporting act fair credit reporting disputed debt how much does free credit report cost how to clear inquiries off your credit report can you sue for wrong information on credit report landlord credit report service report credit rating agencies india free credit report rental application request a free copy of credit report annual free credit report from the government get free report all agencies credit scores how do i get a my free credit report what happened to free credit report singer purchase all three credit reports scores credit industriel et commercial annual reports credit agricole group annual report 2007 how can i correct my credit report where can you get a totally free report annual credit credit report rating scale fixing problems your credit report free credit report score fico consumer reports credit scores credit report charged off paid how to get free credit report from all three agencies what info is in a credit report all 8 free credit report commercials lyrics free 3 credit scores and 3 credit report free credit report now fico score how to check your credit report online 3 free credit reports per year totally free credit report once a year consumer long will chapter 13 stay your credit report free credit report score government csc credit report services how do i report a dispute on my credit report what does collection charge off mean in a credit report transunion credit report view again free credit report from the government yearly how to report credit to credit bureau credit report forms canada check tenants credit report canada cancel true credit report account how doo i get a free credit report online number recent inquiries credit report understanding credit reports get free visa report if denied credit how can i obtain my free annual credit report how do i get free copies of my credit reports fair credit reporting act form accuracy passage sample letters to remove items from credit report allowed 1 free credit report year the real free credit report how to view free credit report online mailing address free credit report free credit card report online ftc.gov credit report free credit report request form how to cancel free credit report dot com membership report fair credit reporting act free instant online credit report go free credit report login how do i check my credit report online free annual credit report federal law copy obtain free credit report government which credit report company is most used fair credit reporting act release form get detailed credit report free best report service 2010 credit monitoring cancel free credit report triple advantage credit report request free can view my credit report free clark howard free credit reports one time 3in1 credit report top credit report websites what does it mean when it says charged off on credit report get free credit bureau report consumer cost of running credit report how can i run my credit report how long do collection accounts stay on credit report get free transunion credit report after being denied credit payday address for ii major credit reporting agencies free credit report official website unofficial free annual credit report agencies best free credit report 2014 credit report trial three credit report companies addresses legit credit report free contesting item your credit report global sovereign credit risk report 2011 free credit report new car lyrics fair credit report release form state florida free credit report how do you report to the credit bureau free report 3 bureau annual report personal solutions credit scores s p report us credit downgrade free annual federal credit report who are they top 3 credit reporting agencies free credit reports canada safe get free credit reports online international credit reports uk how to dispute credit report online equifax remove small claims judgement your credit report how to read a credit report transunion how do i pull a credit report on a tenant equifax free credit report no credit cards equifax one off credit report how do you get your free annual credit report federal sample credit report dispute free credit report soft check is there a free credit report that is really free experian credit report ?ă2 reading credit report information federal trade commission fair credit reporting act how do red get your free credit report from equifax get all 3 credit reports and scores removing accurate negative items credit report how to free report credit scores what does it mean to dispute something on your credit report 3 credit bureaus reports and scores free certified credit report reviewer institute of consumer financial information credit reporting agencies unlimited 5 credit bureau reports three credit score report is credit score on credit report federal law regarding free credit reports credit report lock inc best credit report service 2012 pricing how do i remove old items from credit report requesting free credit report affect score equifax credit report view again credit risk reporting jobs phone number all 3 credit reports transunion check credit report score red flag rules fair credit reporting act review free credit report companies
Share this page on facebook
Editorials
It’s no time to abandon Port’s senior center PDF Print E-mail
News
Written by Ozaukee Press   
Wednesday, 04 February 2015 18:13

As the population ages, Port’s facility for seniors serves a key role in providing services that enrich the lives of city’s oldest residents and the community as a whole

As the American population grows increasingly older, senior centers that provide services ranging from wellness programs to activities that encourage senior citizens to remain active and involved in their communities are more important than ever.

    That’s what the experts say, and the importance they place on senior centers should be considered a resounding affirmation of the City of Port Washington’s long-standing policy of providing a facility and programs for senior citizens.

    Long before the Baby Boomers began flooding the ranks of senior citizens, Port officials realized the importance of maintaining a center and offering programs for its oldest residents. In 1972, The Port Washington Senior Center was established when the city used money provided by the Older Americans Act to renovate the former firehouse at the corner of Pier and Wisconsin streets.

    In 2011, city officials opted to lease the former St. John’s Church on West Foster Street and move the senior center there, a questionable decision that has contributed to the uncertainty surrounding the future of a senior center in Port.

    Almost overnight, it seems, City Hall’s attitude toward the Port Senior Center has changed. City Administrator Mark Grams said last month it’s unlikely the city will provide a center after its lease on the former church property expires in two years. A needs assessment has been commissioned to determine what senior services are needed in the future.

    While the city’s role in providing future services for senior citizens is nebulous, it’s clear that if it does not provide a senior center as it has for more than 40 years, services for Port Washington’s oldest residents will be greatly diminished at a time when an aging population makes them more important than ever.

    Consider that the median age of Ozaukee County residents is 44.5 years — among the oldest in southeastern Wisconsin — and the segment of the county’s population that is 65 and older jumped from 15% in 2000 to nearly 28% in 2010, and it makes the move to abandon the senior center that much more vexing.

    Aldermen aren’t questioning the demographics, but the thinking seems to be that future senior citizens won’t need or want a senior center.

    Ald. Bill Driscoll, a member of the city’s Commission on Aging and an ad-hoc committee studying the future of senior services, has questioned the need for a center and said alternatives include having seniors share facilities with other organizations or provide their own center.

    â€śI’m 57, and I cannot picture ever going to a senior center,” he said. “I’m very busy, very active. I can’t picture a day when it will be different.”

    Driscoll may never darken the doorway of the senior center, but that doesn’t mean others don’t rely on it for everything from a meal site to a place to socialize and participate in a growing number of programs.

    The Port Senior Center has 488 members, and the programs it offers have multiplied to include the Green Felt Club pool league, Chicks With Sticks knitting group, exercise and wellness classes, art and craft programs and book clubs.

    While the city pays for the center and the salary of a director, seniors pay a membership fee, albeit nominal, and a fee for some programs.

    Whether the senior citizens of the future — Baby Boomers who work until later in life and remain active longer — will find value in senior centers is a question that has been asked and answered. Ronald Aday, director of aging studies at Middle Tennessee State University, has concluded that while senior centers must evolve to meet the needs of a changing demographic, they will continue to serve a vital role in providing services such as wellness programs and remain the means by which older adults remain active and engaged in their communities.

    The merits of senior centers aside, the city’s current course of action looks a little like an exit strategy. In 2011, with its center in the former firehouse in need of renovation, officials chose the new site in the former church, and not just because officials thought it would be a good facility for seniors.

     By agreeing to lease the former church from the owners of Franklin Energy, whose offices were there, the city not only convinced the company to stay in Port but filled vacant office space on the second floor of the downtown Smith Bros. building, which has since been Franklin Energy’s headquarters.

    But now, after investing $235,300 to make a former church and office building a senior center, the city is having renters’ remorse. The building, officials have said, is not an ideal facility for a senior center, and the annual rent payment is difficult for some aldermen to abide.

    This may be true, but a bad deal for seniors three years ago isn’t reason for the city to abandon its four-decades-long policy of providing a senior center. Instead, confident that tax dollars are well spent on a facility that is important to delivering services that have and will continue to improve the quality of life for a rapidly growing segment of the population and the city as a whole, aldermen should commit to maintaining a Port Senior Center. Then they, with input from senior citizens and others, can decide whether the current facility will do or if it’s time to find a new home for the center.



 
Robert Krebsbach PDF Print E-mail
News
Written by Ozaukee Press   
Wednesday, 28 January 2015 21:04

Saukville resident Robert Krebsbach, 72, died Thursday, Jan. 22.

A Mass of Christian burial was celebrated Tuesday at Gesu Church in Milwaukee.

Memorials are requested to www.pulmonaryfibrosis.org.

Arrangements were handled by Eernisse Funeral Home, Port Washington.

 
Redemption for the VK mistake PDF Print E-mail
News
Written by Ozaukee Press   
Wednesday, 28 January 2015 18:48

An enlightened, environmentally sound development on land left vacant after an unwise annexation would be a boon to Port Washington if TIF funding is viable

Redemption for the City of Port Washington’s 20-year-old mistake of annexing hundreds of acres of land far south of the city for a ridiculously grandiose satellite development that never materialized seemed about as unlikely as a vineyard growing in the concretelike clay that makes up lakeshore farmland in Ozaukee County.

    Now it seems both could happen.

    An inspired plan for the development of 227 acres of the land annexed in 1995 for the failed VK development would include a compact residential element, preservation of more than 100 acres of lakeshore land for public use and, yes, a vineyard.

    There would be 73 home sites, compared to the 100s planned in the VK development, surrounded by a vast expanse of green in a nature preserve and a 50-acre vineyard serving a winery that would be part of the development.

    The Plan Commission has approved the plan. Other city officials are lavishing it with praise.

    Their enthusiasm is understandable. The development called Cedar Vineyard represents an enlightened approach to residential land use that is the antithesis of the discredited concepts that gave us urban sprawl.

    Both city officials and the developer have been calling it a low-density development, but that is true only in that the home sites take up less than half of the huge VK tract. The residential component itself is quite dense—dense in a good way.

The majority of the lots will be just over a third of an acre in area, ample but of a scale that suits a clustered conservation subdivision.

    In an interview with Ozaukee Press, Tom Swarthout, president of the development company, the Highview Group, noted that while “big McMansions created cocooning,” his project will encourage residents to connect with their neighbors.

    The charm of a conservation development is that though the lots may be of modest-size, they will have a vast shared “front yard” consisting of scores of acres of green space with lake views.

    The vineyard is a surprise. Who knew that the dense soil affectionately known in these parts as “Luxembourger clay,” a far cry from the well-drained terroir prized by French and California vineyards, would be conducive to growing grapes?


    The operators of the development’s planned winery on the west side of Highway C near Stonecroft, who own vineyards near Kewaunee and Sturgeon Bay, seem to know. They plan to sign a 30-year lease for the Cedar Vineyard land.

    The conservation area between the home sites and the lake is more than a boon to the environment. It is also the catalyst that makes the salvage of the VK annexation possible. This is thanks to the Ozaukee Washington Land Trust, which has been pressing for preservation of part of the property, both to protect natural areas and to give the public access to some of the last undeveloped Lake Michigan shoreline in southeastern Wisconsin.

    Assuming the Land Trust can find the roughly $2 million needed to buy the land earmarked for conservation and Ozaukee County agrees to take ownership and maintain it as natural park, the developer will have the prime ingredient needed for a conservation development, and lake bluff stabilization by the county to boot.

    The Cedar Vineyard concept shines in its own right, but when compared to the VK extravaganza’s planned excesses—outsized houses by the hundreds, commercial buildings for stores and offices, a resort hotel, even a marina, all of which would have been more a competitor to the city than a part of it—it looks even better.

    For all of its promise, though, the development comes with a caveat, and it’s a big one. None of it will happen if Port Washington does not extend city water and sewage service to the site, a massive construction project expected to cost upwards of $5.6 million.

    City officials propose to accomplish it by creating a TIF district that would facilitate borrowing for the infrastructure work and paying back the loans with the taxes collected on the new development.

    TIF districts are sometimes confused with magic, but they only work if the developments they make possible achieve a high enough valuation to compensate the city for the infrastructure outlay in a reasonable amount of time. If the expected tax base increase falls short, all city taxpayers are on the hook for expenditures that benefit private real estate development.

    City officials should be wary of being too dazzled by the potential of this creative development to do the math very carefully before signing off on the TIF district.



 
<< Start < Prev 1 2 3 4 5 6 7 8 9 10 Next > End >>

Page 9 of 101
advertisement
Banner
Banner