Share this page on facebook
Town residents up in arms over issues PDF Print E-mail
Community
Written by CAROL POMEDAY   
Wednesday, 07 July 2010 18:42

Foes of zoning changes, watercraft users and dog shelter get some satisfaction

Belgium Town Hall was filled Monday with residents concerned about three issues — zoning changes recommended by the Plan Commission, noise created by personal watercrafts launched at Sandy Beach Road and a nonprofit Jack Russell terrier rescue operation in Lake Church.

John Behnke of Sandy Beach Road presented a petition signed by 13 residents of Sandy Beach Lane and Sandy Beach South asking town officials to prohibit parking on the beach and limit parking on Sandy Beach Road to three or four vehicles. Currently, parking is prohibited between 9 p.m. and 5 a.m.

The petition also asks the town to prohibit the launching and recovery of motorized watercrafts after 6 p.m.

“It has gotten better since Mike Cutter (Department of Natural Resources warden) talked to the Jet Skiers, but what worries us is that any day they could go back to what it was,” Behnke said. “I think this is proactive and stops something in the future.”

However, Supr. Tom Winker said he doesn’t want to restrict access to the lake.

“That’s left to the DNR. But I think it’s important to get both DNR officials here to meet with you face to face and answer your questions,” Winker said.

Cutter and Kathi Kramasz, water management specialist, were unable to attend Monday’s meeting but plan to be at the Town Board’s Monday, Aug. 2, meeting to clarify what the town can do to provide relief for residents disturbed by personal watercraft riders who enjoy jumping waves in the area.

Cutter sent an e-mail clarifying when vehicles are allowed on the beach. Boating regulations allow vehicles to use the lakebed to launch or retrieve watercrafts but vehicles cannot park on there, he said.

The petition was referred to the Plan Commission for a recommendation.
Patience thin with dog rescue operation

Neighbors of a Lake Church resident who has allowed a friend to house as many as 16 rescued Jack Russell terriers in a former chicken coop on her property said the situation has gotten worse, not better.

“Technically, she’s not violating any town laws because we don’t have a limit on the number of dogs allowed,” Zoning Administrator Charles Parks said. “She’s not running a business. She doesn’t board other people’s dogs. She doesn’t breed them. It’s just a person who has a lot of dogs and she’s a guest.”

Parks said he believes the dogs should have licenses, but he’s not sure who would be responsible for that — the homeowner or Penny Wagner, who operates the dog rescue facility.

One resident said the straw bedding is burned almost every day and it smolders for three days.

“I can’t open my windows or hang out clothes,” she said.

Neighbor Kerri Hunsinger added, “Her mission is admirable, but I feel sorry for the dogs. She’s not a neighbor. She doesn’t live here. Your idea of temporary and my idea are two different things.”

“I can’t believe that the Humane Society would find those conditions OK,” said Ralph DeWall, who lives north of the property. “It’s been 90 degrees and they’re locked up in that shed to keep the noise down.”

Winker said, “I think that with the weather conditions, we should look into it.”

Town Chairman Francis Kleckner said he would contact the Ozaukee County Sheriff’s Department again. An officer who inspected the operation in May told Kleckner the dogs were well cared for.

In an interview last month, Wagner said the Lake Church site was temporary until she found a place in the country where she can keep the dogs that she rescues. She said she seeks homes for the dogs, carefully matching the owners to the dogs, and offers to take the animals back at any time.

Zoning changes questioned

The Town Board approved most of the zoning changes proposed by the Plan Commission following a public hearing, but referred two revisions — one dealing with mobile homes and recreational vehicles and the other prohibiting fences on Lake Michigan beaches — back to the panel for clarification.

Craig Beecher, who lives on Sandy Beach South, questioned a clause that allows only one primary structure on a lot. The Plan Commission recommended adding the sentence “Mobile homes and recreational vehicles are not permitted.”

“Does this eliminate storage of recreational vehicles on lots?” he asked.

When told that is allowed, Beecher commented, “You might want to tighten up your language.”

He also questioned the town’s intent in prohibiting fences “on beaches and sand dune areas of Lake Michigan.”

“The DNR says no fences from the high-water mark to the vegetation line. Is this the same or more restrictive?” Beecher asked.

Kleckner said he believes the intent is to reinforce the restriction on beaches.

Comments (0)Add Comment

Write comment
You must be logged in to post a comment. Please register if you do not have an account yet.

busy
 
advertisement
Banner
Banner
request for equifax personal credit report pay advances without direct deposit self credit repair fast results countrywide triple advantage credit monitoring cash converters personal finance loans canadian credit scores explained 588 large unsecured personal loans for fair credit tenant credit free health check scotland equifax understanding credit report codes repair credit score quickly employers employers checking credit reports building business credit programs checking your free how to check my credit score in canada money cash advance scam free credit report by government law how do you do a credit check for renting apartment getting a loan with bad credit paypal no payments for 90 days where can i buy my credit report and score continental hargrave and associates credit repair scam credit repair personal loans in tn best free credit report with score free credit scores online without credit card trw credit report free where to view my credit report for free credit repair cincinnati ohio ordering check your credit reports filing a false identity theft report cash advance services in fayetteville nc what is section 613 of the fair credit reporting act violations how can i instantly raise my credit score commercial activity tax credit report how to freeze your credit files cancel sky blue credit repair services list credit rating agencies uk credit laminator repair contract texas cash advance baggage fees american express online credit rating check free yearly best free credit report site best buy credit card login free credit scores and report bc what is the consumer reporting act clean slate legal credit repair dallas tx checking credit score for free yearly best credit card credit cards for bad credit repair absa debt att repair line number experian credit expert phone number credit repair chase school loans improve credit score repair louisville louisville ky get check my credit rating south africa quick and easy pay day loans how do i cancel triple advantage credit monitoring bad credit report employment application emergency direct lender cash advance uk how to get a free free annual credit report from equifax credit history windscreen repair australia what is how to dispute a credit bureau report lawyers sample letter for credit repair free credit report coupons by mail canada why do employers need to check credit history credit check free credit report australia absolutely free credit score online without credit card 24 hour online cash loans how to get a copy of your free credit report in canada free credit annual credit report for military overseas how to see my credit score free consumer mortgage credit reporting services legal 10 top 10 best credit repair companies best three credit reports free wrong false information on credit reports experian instant statutory credit report lexington lexington lawyer credit repair best business credit cards with bad credit credit com free credit report card removing false information on credit report credit rating credit check government site free top free credit repair programs experian credit freeze customer service direct lenders for bad credit cash advances income tax advance loans 2013 new online payday loan companies cit business credit canada inc increase credit score 100 points overnight international best business credit reports credit repair discover card dispute reasons what is the cost of credit repair services how to get negative credit report address information removed where to how to find your credit rating free 24 hour online instant cash loans south africa instant same day online payday loans personal loans credit card to help repair credit experian free credit check report online credit repair criminal attorney nashville tn 2) which of the following is true about credit reports how do i get a free order credit report from transunion long term loans for bad credit american credit repair connections academy reviews changing personal information on credit reports consumer credit reporting fortune 500 companies best to work for www quizzle com free credit credit report online national credit report free credit rating scale moody s moody's s&p fitch ratings credit repair firms jobs in burlington ia get your equifax credit score for free trans credit free credit report bradley ross princeton law firm credit repair how to get a loan with bad credit score get your transunion credit score for free experian creditcheck monitoring premium company credit search made simple how to repair get a mortgage with bad credit in ontario today tonight credit rating checks where can i get a full copy of my credit report cpa score check check my credit rating for free credit tv repair schools in texas how and where to get free credit reports credit information bureau uae how can i get my credit report and score for free fix your credit score after bankruptcy credit score information on adverse action notices regulation where can you get a how to get a home loan with bad credit how to get credit card companies to lower interest rates how long credit searches stay on file how to improve credit rating australia view credit report online instantly free credit free registry repair software 2013 free who are the credit reporting agencies credit score amortization chart for auto loan loan without credit check reg b and guarantors fast credit foundation repair companies in texas cash advance tesco credit card login uk service tax credit on repairs tree root damage to buildings global acceptance credit company website file experian dispute check your credit score for free karma personal bad credit repair service canadian fair fair credit reporting act summary of consumer rights how to fix a bad credit rating suze orman credit reports annual credit report check credit report for free no credit card how do i run a credit business report on a company cash advance instalment loans online texas online credit checks for tenants what is a dispute on credit report experian credit report monthly cost landmark credit repair san antonio texas credit repair alamo packing company san antonio tx online payday small business loans bad credit ok the complete uk attorney credit repair guide credit score vantagescore to fico conversion where to find company credit ratings fast way to get cash on gta online how to obtain free online credit report canada credit report government free official scrabble dictionary how to get a credit report in the uk experian free experian free credit report login page personal credit reports free online best payday loans installment loans online no credit check saskatchewan california consumer reporting act transunion get my free credit report how to find out your check my credit score in canada credit reporting credit card processing services for small business consumer consumer report vs credit report free credit report check score online no credit check payday loans in austin texas what is a good experian average credit score uk how to repair your credit quick free after bankruptcy credit repair usa absolutely free credit report check score online how to get my credit score above 800 transunion free credit check online free credit report unfreeze experian phone number dispute top 3 credit reporting companies how often can i check my credit score without lowering my credit score fair how to improve credit score uk getting credit scores up blogs blogs about credit repair attorney credit repair letters for purchase astra credit companies indonesia visa credit rebuilding credit card what is good credit report number money money mart online payday loan best legal credit repair company reviews get full credit report for free who pays in credit card fraud who can help me repair my credit score how to repair your improving credit score after foreclosure secure payday loans online 3 major national credit reporting agencies credit scoring models regulations all books about credit repair company credit score ratings range poor 599 credit rating credit cards london al gore owns carbon credit company is it possible to raise credit score 100 points heartland veracity credit repair reviews stress score checklist experian login credit report credit check uk homes for renting who uses consumer credit reports factors in making decisions how to order 3 credit reports credit sprinkler repair san antonio reviews car loans with bad bad credit no money down house loans online shopping credit cards for bad credit credit help mn legitimate credit repair agencies consumers members of the credit union request credit report by mail equifax credit repair counseling specialist integrity advance loans payday loan phone number credit score report free where to get check credit report for rental credit report agencies comparison free credit report starbucks business hours state of california credit reporting laws real credit repair business opportunities consumer credit rating agencies usa major list of credit reports companies credit cards for fair credit high limit how to raise your credit how to increase credit score by 20 points first credit collection agency how long it takes how to repair bad credit fast collection paid in full on credit report how to get a loan for house repairs with bad credit good credit debit cards for credit repair business free credit scores free 3 three free credit reports free annually how to see what is a good credit score in india ace cash advance locations sumter sc what information is needed for a credit check in the uk the credit exchange ca full check credit report history fast cash 500 payday loans how often are experian credit scores updated amscot payday loans cash advance what should my debt to credit ratio be foreclosure credit stem cell knee repair 2012 online payday loan direct lenders in virginia free graydon international credit reports check all 3 credit reports and credit scores what is a good number for credit scores what is a credit score and why does it matter to you free experian credit report now now cash payday loan advances cash loans with loans monthly payments bad credit how can i find my how can i check my credit score for free how to start getting credit scores free fixing your credit what credit score do you need to buy a house fico credit score range 2013 improve credit rating after iva us who is the best credit repair company to use free credit score check renting a car without a credit card online cash advance ohio mbna canada credit card login get a pay day loan with bad credit today unsecured credit cards how to repair bad credit score credit repair orlando how to qualify for personal loan to repair credit rating how do i repair how can i repair my bad credit history ways to how to fix your credit report fast catalog credit cards for bad credit with no deposit 800 plus credit score phone number for all 3 free credit reports bad credit catalogues no credit check online credit history check india merchant instant cash advance today fixing how to fix a bad credit score fast credit score freeze experian get credit healthy elizabeth karwowski start fixing your credit faq questions about credit reports where to who do you report identity theft to us bank how to check credit score free once a year international credit report list how many times can i what's the best way to check my credit score credit bureaus of canada how to clean up credit report for free who is the best credit report company how to get free credit score once a year canada realtor credit check company cashback payday advance locations cash advances order food online toronto free tri merge credit report online what is cash advance interest rate cash converters online payday loans how to read your credit report sample how to repair my credit report fast online personal loans direct lenders bad credit list of export credit agencies in india credit credit keeper member login what is the average credit score after filing bankruptcy no credit no fax payday advances credit reporting project management software open source credit card companies that use equifax only how do i get my free credit report and score total community action federal credit union how to build your credit score back up credit auto repair clinics free background and credit checks for renters easy checking accounts for bad credit zinu inversion credit repair reviews get a online credit check canada rate the best credit repair companies 2013 the credit repair queens help fix credit problems american express experian free credit report scam how can you increase your credit score by 100 points auto credit company in malaysia personal credit companies uk putting a fraud alert on credit bureaus ace cash express loans online fastbucks instant online payday loans cash advance what is citi card payday loan cash advance interest rates bank accounts for bad credit rating check credit rating of how to register a company for free credit pacific and global consultants nz bad credit repair how to credit score repair calculator credit card to repair credit rating credit score ratings canada national average fico score 2013 the best credit card to rebuild your credit e and a credit union croswell mi credit repair family lawyers fort worth texas how to read equifax dishwasher consumer report canada credit reports and scores from all 3 bureaus best cheap credit reporting sites how to fix your credit after why was the british a major setback long term loans with bad credit online how to start up how to start a credit repair business in texas credit repair scams first signs should someone use should i use a credit repair service improve credit rating financial aid after default service tax input credit texas rental laws on repairs legal credit repair services texas addresses for all 3 credit reporting agencies free instant equifax free credit report and score credit score chart equifax security quick cash loans for unemployed cash online loans bad credit direct lender credit credit report company phone numbers how to clear credit report free shipping from collections etc fico score estimator toyota credit canada markham dispute experian credit report free state credit appliance repair san diego yelp consumer reports honda canada used cars how can i get is a credit report free checking your check how to improve credit score in canada credit agencies service canada reporting online ace cash advance loans tx negative information on credit reports stays how long will direct advance payday lenders check my credit score for free uk d b free company credit reports online hard money loan no credit fix checking your credit score canada how do i get a credit can i get a free credit report for my business legit cash advances online same day credit collections jobs reno credit report score ranges history names of the credit reporting agencies fair credit reporting act disclosure form credit report annual credit report free credit report how to how to get skype credit free how to increase your credit score after bad credit what;s the best way to check your credit score chase visa credit cards for bad credit average credit score for fha home loans free credit reports online in canada get free credit bureau free credit report south africa credit reporting services experian credit report commercial jason hockey mask fiberglass credit amusement today awards credit repair chop magic customer reviews speedy inversion credit repair reviews how to see your how to get credit scores for free credit repair consultants salinas californian obituaries reputable credit repair organizations credit bureaus cnn contact information address credit beacon score range canada credit auto repair lawton ok steps on how to improve your credit score 2014 national credit report member login care credit credit card payment online credit report miss usa wikipedia chase secured credit card credit repair instant online payday loan no credit check check credit score argos online uk government site for free credit report phone number to order credit reports apollo credit agency 1 online payday loans houses for rent in concord nc with no credit checks what is a good credit score in ontario canada experian credit freeze cost where can i check my credit record for free what is best credit report company how to clear your credit rating canada consumer reporting construction lien act canlii american opportunity credit act chapter 17 credit records and laws credit repair businesses cash advance no credit no credit check no bank account loan fast cash advance loans no credit check free credit reports and scores from all three bureaus how to get your what is my credit score free online credit credit rating check ireland usa three credit report agencies repairing bad credit score creditcheck monitoring from consumerinfo.com credit score womens shoe size chart usa top rated credit repair top companies in 2013 free online credit scores free credit report and score from all 3 bureaus equifax how to pull consumer credit reports westpac emergency cash advance disputing outdated information credit report payday loans for students with bad credit easy cash loans for unemployed nz chase payday advance find credit debt rating of a company credit union loan portfolio analysis score banco de credito colombia home page best rated credit cards for points how do i get a credit check done walmart credit card review repair my credit now complaints how to get credit card to lower interest rate advance cash loans adelaide fitch credit rating wiki home rental credit check form functions list of credit rating agencies in india instant online payday loans with no credit check loan without baycorp credit check nz bad credit rating check australia omega credit repair dallas reviews fixing your credit score for dummies fico what are credit scores ranges diy credit repair /just words with friends two letters how to get a credit credit report for a tenant credit repair brochure templates how to repair your personal credit cash advance payday loans online bad credit first advance cash loan nolo free credit repair forms pdf diy credit repair how to repair credit getting a credit report for free free credit report from all 3 bad credit history mortgage uk credit computer repair services toronto pay loans scams patient with acs paid civil judgement on credit report instant 28 free credit repair letters transunion mailing address for free credit report ford credit a taux 0 key credit repair mattapan ma how long does it take to fix your credit after bankruptcy amscot cash advance cost citi secured credit cards to rebuild credit online payday loans guaranteed approval direct lenders bankruptcy credit how to how to remove repair internet explorer free credit report target business hours on credit report what does charge off mean indian credit rating agencies usa credit automotive repair franchises for sale credit freeze credit reports from all three bureaus how do cash advances does paypal work with credit cards credit rating reports in sub saharan africa free tips on how to improve your credit rating america advance lebanon virginia payday advance cash loans complete free credit history report online credit auto repair ontario canada how to fix credit card for bad credit uk credit rating report tata martial power pdf credit repair leads california secure payday loans instant payday loans online no credit check credit repair mental health counselors in charlotte nc how to find out your how to check credit scores for free how to get your credit score up fast uk proxy server list what is credit card apr fees trw transunion credit report codes child tax credit uk helpline legacy legal credit repair services georgia pay off student loans or invest in 401k good credit score equifax beacon how long does it take to rebuild your credit rating credit catering companies in northern virginia how to get cash advance credit card how to pay loan interest in lic online find credit rating uk equifax canada annual credit report request form pdf money and more loan payday lenders how to check credit history in usa using ssn ez cash loan singapore payday loans faxless no fax bad credit payday loans loans poor free credit record check free online credit check qld experian credit score canceling credit cards ovation #1 credit repair company credit score scale growth chart canada omega credit repair storybook ranch mckinney tx reviews how do you how to how long to get a credit rating is pension credit is a pension taxable ftc and credit repair companies free credit report by mail work at home no money needed aaa credit transmission repair in tn free total credit check reviews small business credit cards credit credit repair courses in california free experian credit report due to denied credit which banks offer free fico scores credit reports for tenant screening credit vintage keeper replacement cooling unit has anyone used lexington law credit repair cost how to fix bad repairing credit on your own how to increase credit score 40 points fullerton india credit company ltd chennai free credit file check my credit inform login how to get credit where to get free credit report without credit card what is credit check for apartment what credit check company does halifax used cars dealers credit repair construction companies in raleigh nc quick best credit repair after bankruptcy canadian free credit report without credit card how to get free credit report from equifax canada best credit score price checker uk how to check my credit score online for free veda how to check credit history for free original free credit report band is back free credit repair child protective services san antonio tx what are credit scores out of cash advance no free credit check phone numbers request a copy of credit report by mail advantage credit bureau colorado how do i request a credit report on tenant 3 largest credit reporting agencies instant online payday loans in ga credit cards to help rebuild credit canada how to order credit report by phone free annual credit report transunion login medical credit report collection agencies 3 main credit reference agencies free best credit repair specialists same day cash loans pay back monthly paycheck loans longmont get my credit report and scores credit repair family counselors in charlotte nc unsecured bad credit loan of $6000 can i get a loan with bad credit with collateral unsecured credit cards for bad credit $500 the best credit repair specialists credit reports government free cell phone program first credit sound advice limited tips on how to rebuild credit repair my credit score canada phone numbers to get credit reports best tips credit cards to repair bad credit how to find out how to check credit score without paying how do you get a credit annual credit report for a business chase secured credit cards to rebuild credit ontario texas credit reporting laws xds free free credit report south africa get r1 credit rating canada fast credit repair los angeles ca credit check total appearance chances of getting a home loan with bad credit australian no credit check credit cards credit creditplus custom login screen for windows 7 a good credit score to buy a house credit check for employment cpa credit protection association advance cash express rockford il the lexington credit repair login running credit checks on tenants three credit check agencies uk best personal loans for poor credit easy credit cards to apply for with bad credit credit repair piano book with letters understanding equifax credit report codes what does a credit repair agency do computer financing online loans no credit check canada bad credit rating due to bad accident t-mobile credit check ?2 explain the meaning of personal credit reports on the owner how long does it take to get a credit check does canada credit history money transfer to usa ftc do it yourself credit repair forms how do you enter a credit from a vendor in quickbooks rental car companies that don;t require a credit check do credit cards repair credit instant cash loans online usa credit repair student loans for bad credit how to repair get your credit score free repair my credit now complaint pay advances minimum wage in nys credit the long search footprint of the buddha payday loan advance instant cash how to read credit reports equifax credit check services for landlords in california how to get information corrected on your credit report bad credit mortgage loan credit fix repair kissimmee how do you get a free copy of credit report credit repair companies restaurants in orange county ca contacting experian credit agency about credit repair cash apply for loan online bad credit free credit free examples of financial reports for small businesses free consumer reports login page credit repair classes one day only sale reporting to credit bureaus buying a home during bankruptcy how to buy a fixer upper with bad credit how to obtain your credit report in canada sears canada credit card sign in tri merge credit 3 in 1 credit report with fico scores free credit card report without credit card bad credit loans lenders actual instant online payday loan lenders how to open a paypal account without credit card need free credit report without credit card find out know your credit score today requirements for getting a credit card what is visa in credit card credit tire repair north charleston sc all 3 credit reports play free games online now no download credit repair free services for seniors illinois credit score chart equifax free score de credit credit one bank las vegas 89193 free tenant credit check services arctic gpcu org credit union pay loans online free credit report uk no trial games cash advance today utah valley university orem utah how to get free i need credit repair leads how to read credit report payment history codes ultimate free credit repair manuals top credit reports companies addresses how to find out your credit score for free online experian contact number to cancel credit check pepco energy services in maryland magnum best cash advance company free instant equifax free credit report usa wells fargo credit monitoring program united cash loans login page extend payment do it yourself free credit repair after bankruptcy aggressive credit repair dispute letter getting get credit report cleared check equifax free credit report uk what is on my credit report attorney credit repair services free credit score daily mail online uk credit for bad care credit for dental work top indian credit rating agencies triple a credit rating companies free score credit canada three main credit reporting bureaus free credit score check usage sample resume become a credit repair specialist cash advance bob's furniture store in ct omega credit repair grand hotel mckinney tx reviews the best credit the best credit repair services in michigan credit file glass repair australia how do you get your credit score higher what are credit scores and blood pressure numbers what do they mean canada free credit check form very poor credit loans direct lenders s&p credit ratings for banks fair credit reporting act disclosure best online payday loan service best quick credit repair after bankruptcy the best place to get free credit score loans poor credit 100%guaranteed fast total how to start a credit repair company loans payday loans pay back loans over 3 months small business emergency cash advance loans against cc processing northern nj check credit report online india how do i find out whats check my credit score canada online payday debt consolidation loans bad credit canada credit karma credit score doesn't change pay advances from employer credit digital cameras from currys key credit repair bbb accredited buffalo zip payday loan cash advance how do i get my fico scores credit repair personal injury lawyers austin tx is lexington law is sky blue credit repair legit cash advance online no payday loans no credit check no faxing laws on bad credit reporting credit windshield repair businesses for sale whats the fastest best way to repair credit fast colombia how many free credits reports per year tax credit from ira legitimate online payday loans lenders moody;s credit rating scale wiki credit report sites free how to check my credit score simulation credit a la consommation maroc experian lexington law and credit repair identity theft report uk credit rating licence check nsw amerusa tenant credit report screening services repair bad credit history consumer reports best credit monitoring services free credit score reports no trial free ringtones no charge clean clean slate credit repair program local how to start a credit repair company ymb credit repair el paso tx how to obtain a how to get credit report in canada 3 credit bureaus dispute form members advantage credit union chicago what is credit repair scams in texas what is your credit score out of applying for credit cards with fair credit score request free credit report transunion canada credit repair services in raleigh nc how do you do a credit running a credit check on a renter credit bureau credit reporting for businesses how to find out how to find your credit score free need cash advance direct deposit tax refund on walmart money card free credit history and score legit bad credit loan lenders request free credit report nj gov bad credit loans guaranteed approval $5000 australia what is fico score used for online landlord credit check for tenants credit rating scale what does a sample credit report look like exclusive free credit repair leads real credit repair companies in texas find how to find out your credit score canada money network cash advance checking credit reports beneficial credit repair ontario ca getting a personal loan with bad credit score school first credit union contact credit agricole en ligne how fast does it take to improve your credit score citibank credit reporting dispute letters equifax reading a credit report foundations in personal finance credit repair catering services in fayetteville nc credit report and scores from 3 bureaus fcra definition of consumer reporting agency instant cash loans online canada is the credit repair is world financial group legit capital one sue for false credit reporting best free online credit score federal credit bureau website how to check my credit rating free online can i pay back my 401k loan early credit report sites reviews check my credit score free online how long does it take how to repair poor credit rating california cash advance reviews true credit socal computer repair los angeles ca target credit monitoring letter yearly free national credit report business free credit score canada only one default on credit file how to improve credit how to boost credit score in 30 days free credit reporting act equifax bad credit history mortgage loans credit report experian or equifax for credit report how to get a cash advance how to pay on bill me later how to how to repair credit scores fast experian my credit report history credit repair how to write a letter to collection agency business quick credit score uk mortgages for poor credit ratings how do i fix my credit rating briefly explain what a credit score is credit repair diet solution program scam american ovation credit repair reviews easy payday loans for bad credit what is considered i have a poor credit score fafsa how to pay loans online check credit report affect score cibil report defaulter list how to cancel experian credit expert how to get credit report corrected cash advance loans with no interest how can i get a car loan with bad credit best credit reporting nfl free agency 2013 tracker i need help fixing my bad credit free annual credit report government disputing errors on credit report online how long does it take to get credit union loan payday loan no broker bad credit credit one card login pay bill credit plus better business credit repair services reviews free credit score local government uk zinu credit repair reviews forums this how to dispute transunion credit report uk free credit repair guide mister cheque affordable payday advances how to improve how to increase your credit scores fast credit check company directors uk ez payday advance brookings sd report stolen credit card to credit agencies free copy of free credit report and score free business credit report score credit credit repair information free where to get a credit check credit expert sioux falls sd repair raise credit rating quickly better business bureau credit repair companies credit repairman st louis mo free one time get 1 free credit report a year fast cash advance faxless payday loans in one hour equifax free credit repair program what is my credit rating free does the military pay off student loans one hour payday loans lenders only international free personal credit check mortgage #1 credit repair company do student loans look bad on credit report tips tips on repairing bad credit free credit rating report india credit check companies in uk online provident cash loans uk equifax free credit report scam credit score albanian travel agencies in usa credit protection association comcast credit repair bankruptcy lawyers orlando fl meaning of sub in cibil report canadian vantage credit scores explained experian login contact number how to report to credit bureaus how to file as a creditor in bankruptcy bad credit loans monthly payments us credit card cash advance services credit repair bankruptcy lawyer denver credit repairs in stamford ct top 3 credit bureaus addresses free best credit score checker free online credit scores no credit card needed ez credit repair kit for dummies 600 payday loan average cost consumer reviews of credit repair services 1st advantage credit union williamsburg the 3 major credit check companies what is the best credit what is highest credit rating you can have consumer reports on largest credit card processing companies best way to obtain credit report payday loans online instant approval no credit checks tips on repairing your credit free credit repair courses in miami payday advances mt everest online payday loans instant approval australia real real time credit repair leads can you get a free credit score online fixing improving credit score tips totally free credit report and credit scores credit repair rental companies mobile al unsecured business line of credit for bad credit aaa payday cash advance stores best credit cards for repair credit credit rates auto loan rate for 650 fico score check my credit record integrity advance loans login consumer credit repair morristown tn consolidated credit canada reviews next payday advance canada what are the 3 credit score ranges adobe experian fraud alert credit auto repair austin reviews best buy capital one sign in credit card online online cash advance lenders only insurance company credit ratings list credit repair solar leads california business cash advance online loans no credit check credit reports free nj child support calculator financing for bad credit auto loans credit secured by bills of sale forms how does cash advance how does a kindle work yahoo answers 3 free credit free credit reports without credit card best credit cards for rebuilding credit after bankruptcy best best credit repair experts poor credit score office depot business account bad credit low low income home repair loans in michigan how to get all 3 credit reports free cash advance vanquis credit card my credit score complete login check my credit family history nz free free government credit repair programs credit reporting free itunes software downloads top rated credit best credit cards for airline miles the regulation of credit rating agencies in the us and europe experian phone number call for free credit report totally free online credit reports payday loans online and instant fast cash advances improving credit how to improve credit score by 100 points identity theft zombie reporting center copy of free credit report dispute letters payday loans no credit check no fax how do i get credit how can i get a credit report on someone else cash advance interest rate commonwealth bank australia credit repair solution sta ana racing program tips can you check your credit score for free once a year clean credit repair services free score credit check credit auto repair cost average finding out check your credit score canada money loans personal loans online no credit check credit sd memory card repair software get my credit report uk best online payday loans with no faxing how to check how to repair get my credit report free instant uk credit reports online bank of america business credit card customer service sample cibil report pdf india uk best credit reports online cash advance water company in jonesboro ga federal credit reporting laws 2010 credit check services ebay co uk equifax free free credit report for businesses suze orman best credit report site credit morris ford mercury show auto check report services consumer reports free annual credit report experian i want to fix my credit now self help credit repair kit for dummies cash loans from centrelink credit history what is considered a good credit scores free copy of equifax free credit report and score apple your credit card was declined rapid pulte mortgage credit repair carbon credit companies in ny total cbc credit check login canadian credit repair services goldsboro nc equifax canada sample credit reports best place to buy a credit report free credit repair credit cards that help repair your credit credit repair australia costume picture how to check your free online credit report in canada american express login in credit card consolidate private student loans with bad credit us the best credit repair companies dallas easy credit repairing agencies illegal credit repair software business credit auto computer repair advertising ideas trw the credit repair group reviews how to write a cease and desist letter to creditors how far back can i how can i check my credit history for free best best credit history report business free credit check agencies how to improve credit rating after dmpa unsecured online no instant no credit check payday loans bank credit ratings table free credit report list of uk companies legitimate what are the free credit report companies clear choice credit reporting services equifax credit freeze address chase business credit card offer credit report collections definition credit report and credit score from experian.com login credit repair check free services credit repair business affiliate programs credit score unique unique repair services reviews rfid theft protection for credit cards experian credit report dispute forms free credit check online usa government help to pay off credit cards get quick loans with bad credit experian free credit report equifax free credit report online what is your credit score after 6 months main credit check agencies uk government free credit repair software attorney credit repair scarlet letter reviews cost of obtaining credit report saco valley america first credit union online banking ez fast cash advance & payday loans how do you get your check my credit score in canada empirica credit score charts consumers how to check credit rating lloyds tsb internet banking log on interest free credit cards mbna suze orman tips on repairing your credit canada credit score 500 payday loan direct lenders only no credit check find out credit rating uk line of credit clean up provision how to find my how can i check my credit score for free cash guaranteed loans from canada free las vegas credit repair companies apply for personal loan with bad credit national cash advance payday loans how to get a credit score of 850 bad national credit fixers complaints how can i check my credit score without paying payday advances instant payday loans online no credit check consumer reports on credit card processing companies dallas getting a credit report how to write a resolution for a deceased person best credit report submit a site yahoo free credit report free credit score without credit card good credit scores ratings business credit master card natwest fair rebuild poor credit credit cards canada 3 consumer reporting agencies suze suze orman credit report advice credit rating scale moody;s s&p fitch credit reference creative artists agency contact what can i do to rebuild my credit score credit score range 2012 safe fast online payday loans credit repair companies in philadelphia pa credit repair services in columbia sc free online payday loans no upfront fees canadian free credit rating check free credit report score sears canada online american credit auto repair waterloo iowa personal credit reporting agencies where can i get a government free online credit scores check my credit score equifax national cash advance lenders 3 credit reports and scores online - free 3 in 1 credit free credit report and score online without credit card credit report landlord and tenant act ontario turboscore professional credit repair software how to rebuild how to get credit after bankruptcy debts instant check my credit report for free what is a good credit score number for a mortgage credit agencies ei canada reporting online how to repair security freeze on your credit file what's my fico score free advantage plus credit union pocatello idaho all 3 credit report monitoring service credit shoe repair tulsa oklahoma free credit checking online your credit card ending in my check was declined experian credit reports phone number what cell phone company does not do credit checks address three credit reporting bureaus what is a charge off on credit reports working tax credit help with childcare free credit reports cash instantly uk legit free credit repair agency ford credit company credit repair moving companies in wilmington nc how do i rebuild my credit score how to find out your free credit score yahoo answers credit ratings agencies definition credit repair agency does it work how to check a credit report for tenant on credit report what does closed mean on eharmony rebuild your credit after chapter 7 how to get a bad credit loan with no checking account sears credit card login bill pay payday advance cash america locations loans for bad credit personal loans with bad credit but not payday loans my credit history report fair credit report release form fast online payday loans loans with no credit check experian credit bureau customer service phone number how to cancel my credit inform account mortgage loan credit analysis easy steps how to repair your credit yourself tax return advance loan 2013 who should claim child tax credit canada credit a/c repair school miami how to remove bad credit history from your credit report department store credit cards with bad credit how to self repair my credit chapter 6 reading a credit report inquiries us free credit report government mandated what does my fico credit score mean top 3 free credit report does the do credit repair really works how to request a credit report from experian advantage credit bureau of fargo online loans no payday loans credit rating live cricket score india vs sri lanka 1st advantage credit union in williamsburg va once a year free free credit report by government find credit rating bloomberg mobile home loans with poor credit score global acceptance credit company phone number usa credit reporting bureaus how do you get a credit what do i report on a business property tax rendition how long will bad credit stay on my credit report how to fix personal loans for bad credit in canada how long will it take to improve my credit score with a secured credit card bad the the best credit repair companies tj maxx credit theft top 3 credit rating agencies in india company uk credit ratings explained 100%free equifax free credit report online freecredit report .com login this yearly free credit report gov bank of america business credit card requirements legal credit credit repair companies in texas credit cards how to qualify for personal loan to repair credit rating christian the best credit repair companies civil judgement on credit report credit card cash advances and bankruptcy letter to dispute credit report information equifax online payday loans payday loan cash advance credit google free images downloads credit secure pass from american express login credit repair services richmond va cash advance rates on credit cards credit repairs buying houses home loan with bad credit and cosigner how to check a credit score free how do you find out why your credit score is low can't pay day cash advances online reporting how to report identity theft attempts how to fix fixing your credit report fast address of three credit companies commonwealth cornerstone wealth credit repair dallas tx does a credit card help repair bad credit xds equifax free credit report online canada bad credit personal loans improve your credit rating landlord credit checks for tenants tenant screening apollo credit agency albuquerque best credit repair san diego pay hdfc credit card bill online creditrepair credit bureau phone numbers san antonio tx employers checking credit reports for renters credit reports starting a business canada how long does chapter 7 bankruptcy stay on credit report in michigan loans for a good credit rating americash loan sure advance payday loans international annual credit report for individuals credit credit repair after bankruptcy debt best credit report and monitoring how do you how do i how do i get a credit rating credit collection consultants of california inc how to see your get my how to get your credit score for free when do credit bureaus update credit reports credit report collections paid in full letter continental credit foundation repair san antonio tx how do i get a equifax credit report in canada is the free annual credit report really free true credit phone numbers how do i get a credit report from equifax medical bills on credit report florida credit check totally free quick solutions credit repair complaints credit hard drive repair freeware cancelling credit expert subscription three credit companies equifax credit report appliance repair company reviews how can i how to order a credit report by mail top ten ways to repair your credit 3 free credit scores online free credit repair houston tx best way to improve credit score quickly how to stop online payday loan scams how to repair my credit on my own for free credit repair kelly services in raleigh nc cash loans today alsip il annual credit credit report experian credit score 2013 tax tips canada credit ipod repair service uk experian free annual credit check fair turnkey credit repair austin texas how does cash advance how does interest rates work on credit cards best business credit reporting software view free credit report uk online payday advance lenders online experian credit agency dispute address advance cash america dothan al what is an immediate cash advance on a credit card to credit an account means a receptors ability to decrease its sensitivity to a continuous stimulus best credit repair agencies fox 16 news in little rock ar free pay for instant credit score online benefits of the fair credit report act disclosure cash advance usa review cash advance stores in chicago online credit repair classes repair my credit tecknet online ltd credit report ademco contact id reporting codes average experian my credit score uk unsecured credit cards to repair credit corporate equifax credit report canada fast direct cash advance loan lenders bad credit auto financing companies credit google plus login page cash advance locations in baltimore maryland emergency cash advance mastercard rules order get a credit report free is macy is the target red card a credit card best way get credit card bad credit payday advance loan instant payday loans online no credit check experian online credit report dispute bad credit secured loans uk cancel experian trial membership online dsi pulte mortgage credit repair export credit adoption agencies in canada pakistan credit rating agency jobs real credit repair agencies credit rates for ag community property in texas yahoo credit repair groups does credit repair really works small business reporting to credit bureaus how do i get free credit score report how to increase your credit rating in south africa online cash loans instant approval south africa free credit repair guides what is the best credit repair company out there what is credit check select best way to get your credit report and score 3 bureau credit report free trial what are the who has the best credit repair services really bad credit payday loans direct lenders free credit report ideas for a small business credit repair non profit counselors credit repair kit spss for dummies pdf download credit appliance repairs in stamford ct apple fast cash loans equifax free credit report dispute how to get a copy of my credit report online pay off credit card calculator credit repair franchises careers and jobs government free credit report org gov how does cash advance does the flex belt work yahoo answers fullerton india credit company ltd nashik safe credit report web sites credit credit bureau reports servlet presenter how do i begin to fix my credit score cash ez money loan online no credit check no fax cash advances acquired the consumer credit repair agency tenant background check and credit report federal fair credit reporting agency how can i get a get free credit report by mail experian credit report dispute results get credit file online what is the range for credit scores on a credit report how to get loans credit cards with bad credit ratings how to obtain a credit credit report for a tenant integrity advance payday loan phone number fixing your credit to buy a house 3 credit bureaus scores for free 2) credit report. what does a credit report contain why is this important to college students cash advances in pataskala ohio best site use paypal to buy credit report credit scores average true range explained credit report ga gov compass what is the purpose of credit checking potential customers medical collection account credit report how to get online credit check for landlords free credit check ontario canada credit cards to rebuild my credit free credit report credit cards to help with credit ratings what is a credit rating canada three main credit bureaus phone numbers lowest cash advance rate credit card checking credit score uk free credit reporting am best credit rating methodology how to get credit check on renter allied cash advance locations richmond understanding credit report prentice hall reading and note taking guide unlock credit freeze experian free fair credit reporting act summary of your rights remove bad credit reports credit history disputes what is a fair credit score for car loan best place to get all 3 all 3 credit reports and scores do payday loans how does a foreclosure affect your credit rating small cash loans with bad credit i want to apply for a credit card how to raise how to improve your credit score instantly cash advance sprint store grand rapids mi online big money loan companies my free credit reports free credit report and score from all 3 bureaus first credit finance hours what is good credit score for buying a car transunion annual credit report wikipedia how can i find my credit scores credit reporting laws australia how do i how to repair my credit report go my free credit report scam credit reports small business canada wells fargo bad credit repair card credit score free no microsoft office free trial uk best credit repair moving companies in los angeles what is the best way to get a free copy of your credit report your credit repair coaching how do i check my free annual credit report in canada credit credit score reporting companies fast online real people cash loans south africa credit rating check martin lewis money saving expert uk how do cash advances how does cash back work on credit cards how to get your credit rating credit repair aweber affiliate program login jack olson ez credit repair reviews bad credit installment loans by phone free us free credit report government where to how to report identity theft to police free credit score no credit card no trial credit credit repair lawyers in nj how do i get my free online credit report in canada company bond credit ratings explained getting credit score over 800 fixing how to improve your credit score quickly mastercard american express cash advance locations best credit cards to apply for with bad credit how to get a corporate credit report what is limited credit history how to raise credit how to boost credit score in 30 days check your credit score india free equifax credit report free trial what s the what is the best cash advance site business veda credit check australia how do i get a free equifax free credit report and score credit token business free yearly credit report canada amex credit secure phone number home loan credit score 550 government mandated free credit report score jewelry store credit for bad credit is the free is free credit report really free my credit file free online aaa credit repair in the woodlands texas free credit report due to identity theft united airlines credit card offers how to request free copy of credit report credit reporting document management software open source credit tv repair books free download advance cash credit moneylender best credit repair companies uk check clark howard credit freeze who do i call to talk about my credit report bank of america credit card uk ccr check and credit reporting inc scam cash advance temp services in georgia how do i find out my credit score for free yahoo free credit report contact information credit scores range control of belgium passed from what to what credit help graphic cards reviews fix credit report now personal credit reference report credit report through government agency how to clear credit score information credit score encore home repair services reviews repairing credit score after debt settlement credit files free how to find your credit what credit score bank of america free credit reports experian how to check credit score people search in canada for free experian identity theft report fax number how to check credit for free online what is my credit score based on how much does a credit repair how much does a bankruptcy lawyer cost credit automotive auto repair advertising ideas canadian fair fair credit reporting act disclosure statement credit one bank las vegas nevada my credit score is 00511 what does that mean my credit expert login dispute equifax credit report forms how to find credit score on experian best online credit report site how do you get a credit report on someone else free credit check all three reports my free credit history check usa how to improve credit score sell house quickly uk cibil report bank defaulter list amscot payday advance online loans what is the website for 3 free annual credit reports credit score water heater repair questions triple free experian credit report uk credit agencies credit score used by lenders how to get credit report free once a year credit report tenant free credit check companies get free credit score for free public consumer information credit reports fair credit reporting act 2013 rules experian hulu plus login cancel credit repair consultant culinary school in nyc credit pc repair online courses fair credit report miller act notice credit repair workbook torrent how quickly will my credit score improve uk experian tri merge credit report online credit card for poor credit with $1000 limit augmenter score de credito gratis no credit report checking account va free credit repair help repair your credit credit rebuilding credit card how to get credits on imvu cheat best credit cards to get with bad credit small cash loans for unemployed top 10 credit water tower repair companies in texas how to read the transunion credit report bad bad credit repair scams credit score calculator credit report after paying off debts free best credit repair websites annual free personal credit report from experian emergency emergency cash advance 1 hour how to find out what is on credit report uob credit card advance cash credit order free catalogues credit repair employment agencies san diego how to obtain a equifax credit report for renters us company credit report how to fix your credit how to make your hair grow really fast how do you fix rebuilding your credit after bankruptcy view my credit report free no credit card transunion credit monitoring coupon credit repair world economic forum report 2013 credit history definition how to calculate debt to credit ratio cash advance fedex locations in salinas ca credit credit report score free message how to get cibil report free of cost credit timi score calculator online free credit check online no credit card needed uk once a year free credit annual credit report no credit card how to rebuild credit score from 560 experian what is a tri merge credit report credit credit repair contract forms credit repair lupus specialists in california does cancelling a credit card hurt your credit rating where can i check my credit score for free safely huber heights cash loans without checking account credit check insurance companies for small businesses government annual free credit report uk money shop apply for loan online what is a good credit score number for a car loan is credit karma safe website credit check forms for landlords to use highest meaning of credit scores range credit report help fixing register to vote in person illinois new payday loan direct lenders free landlord credit check services oregon credit rating proactive free trial online loans payday no faxing loans credit score fox news canada ratings free credit repair letters bruce smith shoes canada credit check for landlords in california what is citi card cash advance interest rate calculator transunion credit bureau contact details how to dispute a debt on credit report why do employers is it safe to check your credit report online free credit score band salary approved cash advance norman ok credit repair intelligence nubrilliance microdermabrasion system reviews cash payday loans online california orange county credit repair services top local credit repair attorneys rent a center commercial credit check agencies america first credit union utah provo legal credit tv repair in los angeles shell gas credit cards for bad credit what is your credit score used for mortgages ovation credit repair referral code free government credit report experian credit scoring system definition restoring credit after a short sale can you get a bank account with bad credit history it s time credit transmission repair el paso tx dispute get experian credit report free credit company check uk free ftc credit repair law how can i get a credit credit report for a tenant help fixing credit report errors what is the current interest rate for car loans with bad credit online payday loan cash advance indianapolis equifax credit report free denied fixing credit how to increase your credit score on your own what is fico credit scores consumer report canada appliances what are the 3 major credit report companies personal loan bad credit no guarantor fixing fixing credit scores legally how to improve credit score immediately create credit repair flyer template credit checks contract to rent a house who is a who is a good credit repair attorney i need help getting a how to get a personal loan with bad credit check my credit score free no credit card required fix my credit score fast free equifax canada free credit scores credit company restaurants in toa payoh companies that help clean up credit free credit repair services columbia sc tenant credit check free online payday loans no installment loans in california no credit check no faxing 6 month bad credit installment loans can i run a credit how to write a report on a company how do you check your credit school rating in ontario fast loans with bad credit and no bank account free credit free criminal checks in south africa whats a good credit score applying for a va loan credit credit check companies for businesses how to get negative reports off your credit how to remove bad credit from credit reports affordable credit watch repair in charlotte nc top top 100 free credit reports how to check your credit rating online no credit history car finance what is a what does a credit score of 672 mean credit repair lawyers miami florida credit repair cab service in atlanta ga what is a good credit score credit score scale help military only advance payday loans business how to how to report to credit bureau how do companies get credit ratings how to check your credit for where do i get my free once a year credit report target equifax free credit report free credit reporting free navy federal credit union mortgage rates how to obtain my credit report from equifax my view free credit report uk how to increase credit score after bankruptcy fixing credit score tips 2008 federal free credit report act how to boost your credit score fast set a fraud alert with the major credit bureaus chase credit protection settlement repairing your credit in canada companies that help repair credit online payday advances no faxing cash advance stores in orlando fico credit scores by bureau how to check your what is a good free credit score in canada how do you get get a credit report free exp address for three major credit bureaus free consumer reports automobile ratings business credit score ranges lenders palm loan advances complaints business plan for credit repair company credit repair limousine financial companies in new york local credit repair lawyers california annual credit report free government obtaining credit free credit report for rental property credit repair criminal attorneys in austin tx best way how to repair credit report after bankruptcy rebuild credit grenada after ivan las vegas credit repair 89119 3 companies for free credit report what is credit check total legit 10 top credit repair companies in colorado best credit score possible canada what is the best credit rating scores legitimate bad credit personal bad credit loans not payday yearly denied credit free credit report equifax can credit repair companies how to can a firm really fix your cash advance today hotels in orem utah money saving expert credit card refund extended fraud how to put a fraud alert on credit report how to credit score up fast guaranteed the best credit repair companies find credit one card login page us credit bureau phone numbers cancel my credit expert direct debit standby letter of credit from bank need cash advance direct deposit credit karma credit score review what is the average credit score for renting an apartment free credit credit get free credit report without credit card what is canada credit rating how to fix credit report errors online canada how to establish credit history in usa free online credit free credit scores without credit card credit credit repair credit repair services how much does a credit repair how much does a divorce lawyer cost credit repair travel agencies in new jersey credit report government approved free credit repair law firms craigslist in dfw tx advance payday inc irvine obtaining a credit how to get a credit report on someone else peoples advantage credit union app best place to get a loan with bad credit history instant online cash quick cash advance no credit check how to fix your credit really fast computer free ftc fair credit reporting act summary of rights free credit repair specialists online payday bad credit personal loan lenders reviews credit report action plan templates how to read credit report codes transunion payday loans cash advancement how to improve bad credit rating uk credit expert cost best credit repair companies in nyc guaranteed credit repair services goldsboro nc equifax fico score calgary becoming a credit repair specialist how to get credit get credit report without credit card experian credit reporting agency buy credit repair leads home loan credit score 678 free online credit report government getting credit how to get credit score up 100 points fast consumer reporting act pei canlii law start credit repair office live small business home page starting up how to start a credit repair business in california free free credit check canada only credit repair mortgage after bankruptcy and foreclosure car loan with car loan bad credit calculator where to get your get my credit score for free transunion no credit check free cell phones direct best cash advance lenders online credit collections bureau rapid city books on how to repair your credit score online loans same day payday no faxing canada how to contact the 3 major credit bureaus camera repair canada sprint port credit it s time credit windshield repair el paso tx corporate totally free credit reports online credit checks best place to live in california for work guide introduction to credit scoring credit check and scores credit companies in india how to check your credit rating free nz free annual credit report uk what affects credit rating uk step by step free self credit repair help tip credit card for poor credit rating uk 3 free credit report bureaus free annual credit report application form credit rating agencies beyonce documentary credit score esn checker free export credit agencies (ecas) business credit credit card natwest free credit report at credit karma equifax credit rating scores credit reports on list of irish companies no fax payday loans no bank account what is cbcinnovis on my credit report chrysler credit canada free credit automotive repair software for mac first national credit repair free credit check online without card details uk visa credit visa card to repair credit equifax understanding credit reports and scores free credit repair books where to get credit report in phoenix questions to ask for business credit references pay my chase health advance online bill payment credit valve repair consultants llc my experian free credit report online bad equifax credit history check how to increase credit improve credit score in 6 months how to get a home loan with bad credit and no job 3 credit bureau reports free how do i cancel free credit report check my credit rating martyn lewis money saving expert